SaaS Products
Software for Commercial, CRE, MarketPlace and Risk Management Analytics
In today’s commercial lending world, risk management decisions must be smarter, more efficient and compliant without question. Enter CLOUDecision - the new way community banks and credit unions get compliant and the clarity they need for risk assessment.
CLOUDecision is the most comprehensive commercial loan origination, statement spreading and for all commercial underwriting software on the market today. Scroll down to learn more about our package offerings, then register to request a live demo today and learn how our SaaS can work for your bank or credit union.
PREMIUM Financial Analysis
CLOUDecision Premium combines the functionalities of statement spreading, business and individual financial analytics with the ability to provide financial analytical information in a global cash flow format. Our loan processing and management software gives users the ability to consolidate borrower and guarantor financials. CLOUDecision Premium is commercial loan spreading and risk analysis software that aids in credit management solutions and the financial spreading process.
It is the only true cloud-based system maintaining built-in multi-year financial analytics to manage overall borrower and guarantor relationships, multi-year individual tax returns, personal financial statements, global debt service coverage, default risk analysis, projections, sensitivity analysis and more. Premium gives lenders a complete commercial lending platform and enables accounting and credit analysis.
Key Features:
Provides comprehensive borrower and guarantor financial spreading
Produces Global Cash Flow Analysis
Creates ongoing Credit Renewals and Reviews
Produces all credit documents in just one click
Generates customizable Presentation Reports for Decision Makers
Constructs projections and Sensitivity Analyses
Provides comprehensive loan servicing and risk management
COMPLETE Commercial Loan Decisioning
CLOUDecision Complete is loan origination and loan review software which enables credit analyst to have the comprehensive workflow to complete from statement spreading to credit memo, narratives, board and committee memorandums, loan package and document generations. Cloudecision Complete has the most comprehensive rich functionalities including detailed financial analytical information, committee approval memorandums and enable risk-based commercial loan decisioning. CLOUDecision Complete gives financial institutions the ability to have a consolidated workflow in originating, managing, approving and booking commercial loans.
The workflow enables all types of loan origination, financial analysis, global cash flow analysis, board & committee approval memorandums, narratives and tickler exception management. With this commercial loan analysis software, users can manage their portfolio, establish and modify credit policy & covenants, manage collateral and generate multiple management reports. This streamlined process allows institutions to automate, integrate and share data internally allowing for demographics and borrower segmentation to be achieved from a single source. This financial statement analysis software makes managing customers and creating cash flow analysis significantly easier, simpler and efficient.
Key Features:
Complete application processing including expanded relationships with existing customers and identification of new customers
Comply with embedded exception management, policy reinforcement, collateral valuation and tickler tracking
Renew and Review Credit
Transfer (one click) data to document preparation systems
Perform credit analysis including business and individual financials, PFS, global financials and default risk management
Produce approval documents including automated credit memos, borrower(s) and guarantor(s) financials, committee approval documents and management reporting
Enable commercial loan servicing