June 23, 2017
CLOUDecision Commercial Lending Systems

4 Ways CLOUDecision Improves Relations Between Customers and Banks

For the commercial lending departments of today’s banks and credit unions, it is imperative to have access to an integrated and efficient loan evaluation system that supports applicable internal and external policies. However, the right system has a reach far beyond improving a financial institution’s internal mechanisms. It also builds trust with clients and streamlines processes for both sectors.
June 9, 2017
Fair Lending - CLOUDecision

Using Automation to Comply With Small Business Fair Lending Practices

The CFPB (Consumer Financial Protection Bureau) recently released examination priorities around lending practices of financial institutions. These examinations will ensure that all financial institutions are staying compliant in fair lending practices. Now, more than ever, having an up-to-date and robust system that self-monitors fair lending practices for your institution is critical make sure you are complying with these federal regulations.
May 30, 2017
MarketPlace Lending - CLOUDecision

How Community Banks Can Increase Loan Growth with MarketPlace Lending

Since the financial crisis of 2008, lending by nonbank entities has resulted in their portfolios to increase by 100%. While initially some of this growth was due to the fact that banks were dealing with the resultant fallout from the financial crisis and small-business lending was more restrictive, their ability to sustain that growth over the years can be traced to their willingness to embrace automation as part of the process.
May 15, 2017

3 Advantages of Improved CRE Stress Testing Practices

Despite the recent rise in interest rates, borrowers in need of commercial real estate loans have remained optimistic thanks to positive economic outlooks. According to the CBRE Lending Momentum Index, CRE lending activity in March was up by 25.2% year-over-year.
April 19, 2017
Greater Returns with Less Risk: C&I Lending

Achieve Greater Returns with Less Risk: C&I Lending

C&I loans are those that are typically extended to partnerships, corporations, sole proprietorships and other business entities in order to finance specific needs. A few examples of common reasons that applicants might be interested in such loans include shoring up an uneven cash flow, providing working capital on a seasonal basis and financing the acquisition of inventory, capital assets or accounts receivable.
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