Compliance Software

May 15, 2017

3 Advantages of Improved CRE Stress Testing Practices

Despite the recent rise in interest rates, borrowers in need of commercial real estate loans have remained optimistic thanks to positive economic outlooks. According to the CBRE Lending Momentum Index, CRE lending activity in March was up by 25.2% year-over-year.
June 9, 2017
Fair Lending - CLOUDecision

Using Automation to Comply With Small Business Fair Lending Practices

The CFPB (Consumer Financial Protection Bureau) recently released examination priorities around lending practices of financial institutions. These examinations will ensure that all financial institutions are staying compliant in fair lending practices. Now, more than ever, having an up-to-date and robust system that self-monitors fair lending practices for your institution is […]
October 12, 2017
Retain & Attract Customers Considering Online Lending | CLOUDecision

Retain and Attract Customers That Are Considering Online Lending

The landscape of lending is changing in part to the continued popularity of online lenders. A large number of today’s loan applicants are more likely to choose a non-bank lender for their financing needs for a number of reasons such as convenience and flexibility. However, community banks can remain competitive […]
October 20, 2017
OCC 2018 Priorities Released - Are you prepared? | CLOUDecision

OCC 2018 Priorities Released – Are you prepared?

Starting in 2018, the Midsize and Community Bank Supervision (MCBS) team of the Office of the Comptroller of the Currency (OCC) will focus on risk analysis, credit underwriting, strategic risk, asset management, operational risk and other objectives. The context of these objectives is as follows: Risk Analysis The incorporation of […]
November 20, 2017
Borrowers Turning to MarketPlace Lending | CLOUDecision

Are Your Customers Turning to MarketPlace Lending?

The lending landscape has changed dramatically over the past few years. According to the Washington Post, as recently as 2011, Bank of America, JPMorgan Chase and Wells Fargo — the three largest banks in the country — were responsible for 50 percent of the loans in the United States. Just […]
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