COMMERCIAL, MARKETPLACE & RISK MANAGEMENT
FOR BANKS, CREDIT UNIONS & PRIVATE LENDERS

1

Compliant and Secure

FDIC and NCUA certified
Risk management starts with being regulatory compliant and SSAE 16 Certified. Rest assured that CLOUDecison is fully supported and secure – in fact we are more secure than most in-house data servers.
2

Affordable and Agile

Worry-free back up and recovery
This is a game-changer for community banks and credit unions thanks to our flexible 24/7 on-demand system. Imagine no more annual licensing, maintenance fees, hardware or software to buy – ever.
3

Clarity for All

Simple to Learn, Simple to Use
With our support & training, you’ll be able to see your portfolio like never before. Make clearer decisions with transparent choices. Board and Committee presentations are clear and easy to approve.

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See for yourself how CLOUDecision helps you make clear risk management decisions.

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Our SaaS Packages

PRO Statement Spreading

The most effective loan software and commercial underwriting software. Designed to automate and manage the loan process, Pro provides credit analysts, financial statements analysts and more.

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Premium Financial Analysis

Premium combines the functionality of Pro with the ability to provide financial analytical information in a global cash flow format consolidating borrower and guarantor financials.


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Complete Commercial Loan Systems

Complete combines the functionality of Premium with additional abilities to create financial analytical information, committee approval memorandums and more.


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Additional SaaS Products

MarketPlace (MPL) Lending Systems: a state-of-the-art consumer lending workflow model

Advanced Portfolio & Stress Testing: source, analyze, monitor, and identify inconsistencies

Capital Stress Testing & Risk Management: use a combination of Commercial RE, Portfolio Analysis & Stress Testing, and Capital Stress Testing at a significantly lower cost

Commercial Real Estate Decisioning: originate and underwrite all real estate related loan applications

Small Business Decisioning: small business origination, underwriting, adoptive score cards and manual and auto decisioning

Construction Analytics & Draw Mgmt.: provides sources and usages of cash flow for C&I, A&D and Residential Properties

Consumer Finance Decisioning: a dynamic consumer lending workflow designed to meet your needs for all loan submissions

MarketPlace (MPL) Lending Systems

CLOUDecision MPL is a state-of-the-art consumer lending workflow model designed to meet present and future consumer financial needs.

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Advanced Portfolio & Stress Testing

A custom-built platform that allows users to source, analyze, monitor, and identify inconsistencies to gauge the health of their portfolio, online and in real-time with financial analysis software.

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Capital Stress Testing & Risk Management

Enables community banks to use a combination of Commercial RE, Portfolio Analysis & Stress Testing, and Capital Stress Testing at a significantly lower cost. Plus, it's online and on-demand!

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Commercial Real Estate Decisioning

A consolidated platform which enables credit analysts to originate and underwrite all real estate related loan applications. Includes loan origination, subject property rent roll, vacancy rates and more.

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Small Business Decisioning

A comprehensive solution for small business origination, underwriting, adoptive score cards and manual and auto decisioning. Create ongoing small business credit renewals and reviews.

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Construction Analytics & Draw Mgmt.

CLOUDecision Construction Analysis, Draws, Absorptions and Monitoring is the most sophisticated software available in the market today. It provides sources and usages of cash flow for C&I, A&D and Residential Properties.

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Consumer Finance Decisioning

CLOUDecision consumer finance loan origination, underwriting, built-in score card and decisioning is a dynamic consumer lending workflow designed to meet your needs for all loan submissions.

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WE MAKE COMPLIANT AFFORDABLE.

 
At first, I thought that CLOUDecision would not be able to provide all the products and services that they claimed they could at the price they were quoting. I was very skeptical and waiting for the "catch". As it turned out, there was no "catch" and we have been very happy with their product.

Trish, Commercial Lending, Portfolio $314 Million

 
November 20, 2017
Borrowers Turning to MarketPlace Lending | CLOUDecision

Are Your Customers Turning to MarketPlace Lending?

The lending landscape has changed dramatically over the past few years. According to the Washington Post, as recently as 2011, Bank of America, JPMorgan Chase and Wells Fargo — the three largest banks in the country — were responsible for 50 percent of the loans in the United States. Just […]
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October 30, 2017
MarketPlace Lending for Community Banks | CLOUDecision

Why Community Banks Need to Adopt MarketPlace Lending

Marketplace lending utilizes technology that allows lenders to process and evaluate loan requests in an accurate and timely manner. This enables them to both reduce their costs and streamline the process of loan approvals. Unlike traditional lending methods which earn a profit through interest rates, Marketplace Lending platforms charge a […]
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October 20, 2017
OCC 2018 Priorities Released - Are you prepared? | CLOUDecision

OCC 2018 Priorities Released – Are you prepared?

Starting in 2018, the Midsize and Community Bank Supervision (MCBS) team of the Office of the Comptroller of the Currency (OCC) will focus on risk analysis, credit underwriting, strategic risk, asset management, operational risk and other objectives. The context of these objectives is as follows: Risk Analysis The incorporation of […]
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Get Compliant. Get Clarity. Get Lower Costs.

See for yourself how CLOUDecision helps you make clear risk management decisions.