May 31, 2016
U.S. regulators sent a strong signal to bankers that they are preparing to crack down on risky commercial real-estate lending, threatening to force banks to raise capital if necessary as they scrutinize the loans next year. “The agencies have observed substantial growth in many CRE asset and lending markets, increased competitive pressures, rising CRE […]
March 7, 2016
Community banks have historically viewed emerging technologies with hesitation, if not downright skepticism. They often claim that certain advancements will dilute personal customer relationships—the primary advantage community banks have over very large banks. This view has been misguided for some time. And community banks that persist in thinking this way […]