CLOUDecision News

February 6, 2017
CCAR Compliance for Financial Institutions

Effective CCAR Compliance for Today’s Financial Institutions

Financial institutions are inundated with existing loan data generated across numerous platforms. While the historical tendency to create silos was reinforced by IT systems already in place to serve individual departments, changes in the Comprehensive Capital Analysis and Review (CCAR) have highlighted the difficulties associated with such an approach.
February 15, 2017
Community Bank Silos: A Costly, Antiquated Concept | CLOUDecision

Community Bank Silos: A Costly, Antiquated Concept

The concept of silos of functions has been facilitated by the implementation of legacy IT systems that were designed solely to meet the demands of a particular department. While that might have seemed like a sound banking practice as recently as even decade or two ago, the financial landscape has […]
March 6, 2017
CRE & Small Business Lending - CLOUDecision

Community Banks Fuel Strong Growth in Two Crucial Categories in 2017

Financial institutions strive to maintain a balance of loan programs, and 2017 is shaping up to follow that trend according to a recent survey of today’s top banking officials. In fact, there are expectations of lending profitability and steady growth in two particular categories this year: commercial real estate and […]
March 20, 2017
10 Questions About CLOUDecision

10 Questions CEO’s Ask About CLOUDecision

Banks across the US have indicated that improving efficiency and reducing spending are among the top operational priorities that need addressing. By investing in the right lending software, banks will be able to streamline operations, consolidate IT applications, and automate time-consuming processes. Before choosing a commercial lending software for your […]
May 15, 2017

3 Advantages of Improved CRE Stress Testing Practices

Despite the recent rise in interest rates, borrowers in need of commercial real estate loans have remained optimistic thanks to positive economic outlooks. According to the CBRE Lending Momentum Index, CRE lending activity in March was up by 25.2% year-over-year.
May 30, 2017
MarketPlace Lending - CLOUDecision

How Community Banks Can Increase Loan Growth with MarketPlace Lending

Since the financial crisis of 2008, lending by nonbank entities has resulted in their portfolios to increase by 100%. While initially some of this growth was due to the fact that banks were dealing with the resultant fallout from the financial crisis and small-business lending was more restrictive, their ability […]
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