April 10, 2017
Customizable Lending Software | CLOUDecision

Tailored Financial Analysis Solutions Support Community Bank Lending

Recently, the chairman of the Independent Community Bankers of America, Rebecca Romero Rainey, highlighted the challenges faced by community banks. She stated, “One-size-fits-all regulations are imposing unnecessary burdens on community banks that stifle lending and growth in local communities.”
March 20, 2017
10 Questions About CLOUDecision

10 Questions CEO’s Ask About CLOUDecision

Banks across the US have indicated that improving efficiency and reducing spending are among the top operational priorities that need addressing. By investing in the right lending software, banks will be able to streamline operations, consolidate IT applications, and automate time-consuming processes. Before choosing a commercial lending software for your […]
March 6, 2017
CRE & Small Business Lending - CLOUDecision

Community Banks Fuel Strong Growth in Two Crucial Categories in 2017

Financial institutions strive to maintain a balance of loan programs, and 2017 is shaping up to follow that trend according to a recent survey of today’s top banking officials. In fact, there are expectations of lending profitability and steady growth in two particular categories this year: commercial real estate and […]
February 15, 2017
Community Bank Silos: A Costly, Antiquated Concept | CLOUDecision

Community Bank Silos: A Costly, Antiquated Concept

The concept of silos of functions has been facilitated by the implementation of legacy IT systems that were designed solely to meet the demands of a particular department. While that might have seemed like a sound banking practice as recently as even decade or two ago, the financial landscape has […]
February 6, 2017
CCAR Compliance for Financial Institutions

Effective CCAR Compliance for Today’s Financial Institutions

Financial institutions are inundated with existing loan data generated across numerous platforms. While the historical tendency to create silos was reinforced by IT systems already in place to serve individual departments, changes in the Comprehensive Capital Analysis and Review (CCAR) have highlighted the difficulties associated with such an approach.
January 23, 2017
Effective CRE Risk Management and Compliance for Lending Institutions | CLOUDecision

Effective CRE Risk Management and Compliance for Lending Institutions

The OCC stresses that a solid commercial real estate (CRE) lending program must have sufficient levels of available capital as well as sound risk management standards. While individual loans carry an inherent risk, CREs expose financial institutions to an additional burden. Once it has been determined that such a risk […]