CLOUDecision

February 6, 2017
CCAR Compliance for Financial Institutions

Effective CCAR Compliance for Today’s Financial Institutions

Financial institutions are inundated with existing loan data generated across numerous platforms. While the historical tendency to create silos was reinforced by IT systems already in place to serve individual departments, changes in the Comprehensive Capital Analysis and Review (CCAR) have highlighted the difficulties associated with such an approach.
February 15, 2017
Community Bank Silos: A Costly, Antiquated Concept | CLOUDecision

Community Bank Silos: A Costly, Antiquated Concept

The concept of silos of functions has been facilitated by the implementation of legacy IT systems that were designed solely to meet the demands of a particular department. While that might have seemed like a sound banking practice as recently as even decade or two ago, the financial landscape has […]
March 20, 2017
10 Questions About CLOUDecision

10 Questions CEO’s Ask About CLOUDecision

Banks across the US have indicated that improving efficiency and reducing spending are among the top operational priorities that need addressing. By investing in the right lending software, banks will be able to streamline operations, consolidate IT applications, and automate time-consuming processes. Before choosing a commercial lending software for your […]
April 10, 2017
Customizable Lending Software | CLOUDecision

Tailored Financial Analysis Solutions Support Community Bank Lending

Recently, the chairman of the Independent Community Bankers of America, Rebecca Romero Rainey, highlighted the challenges faced by community banks. She stated, “One-size-fits-all regulations are imposing unnecessary burdens on community banks that stifle lending and growth in local communities.”
April 19, 2017
Greater Returns with Less Risk: C&I Lending

Achieve Greater Returns with Less Risk: C&I Lending

C&I loans are those that are typically extended to partnerships, corporations, sole proprietorships and other business entities in order to finance specific needs. A few examples of common reasons that applicants might be interested in such loans include shoring up an uneven cash flow, providing working capital on a seasonal […]
May 15, 2017

3 Advantages of Improved CRE Stress Testing Practices

Despite the recent rise in interest rates, borrowers in need of commercial real estate loans have remained optimistic thanks to positive economic outlooks. According to the CBRE Lending Momentum Index, CRE lending activity in March was up by 25.2% year-over-year.
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